AOV for entrepreneurs

In an accident, you may suffer permanent injuries. Or you may suffer from a physical or psychological condition due to another cause, such as illness or wear and tear. If this injury or condition prevents you from performing your job, it is called disability. But there is a difference between disability if you are employed, or if you are self-employed.

This is because as a self-employed person, you cannot claim benefits under the Sickness Act and the WIA. This can have major consequences for your income and even your future life. As a self-employed person, you may have taken out disability insurance (AOV).

Unfortunately, we regularly experience that when the business owner claims benefits, disputes arise with the insurer. We can help. Disability and insurance require a lot of specific knowledge, which is needed to make sure you get the financial compensation you are entitled to.

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Objections insurer on AOV

The insurer may have objections to refuse your benefit and/or premium waiver. Discussions may arise because:

your incapacity for work does not fall under the definition of illness according to the policy conditions;
the percentage of incapacity for work is set so low that only a low benefit or even no benefit at all remains;
you were guilty of concealment; you did not report everything when you took out the insurance.

Benefit entitlement

Labour InjuryAdvocates has all the knowledge to determine how to handle such a dispute. In doing so, we are assisted by experts from our network, such as medical advisers and employment experts. You do need to let the insurer know in time that you disagree with a decision. We help you with that too.

Also keep in mind that your percentage of disability is determined by a doctor and labour expert. These persons are appointed by the insurer. This may work to your disadvantage. Again, we know exactly which doctors and labour experts will help you properly so that you get the right benefit.

Do you have doubts about the inspection or the process? Please take contact with us.

We are at your service

As personal injury lawyers, we understand the impact on your life and are happy to help claim your damages. Contact us with no obligation.

Call 013-463 37 77 or send us a message:

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Disability assistance

Labour InjuryAdvocates has the best lawyer for your situation. Disability requires the right expertise, which our lawyers can offer you. We are therefore happy to help you. Your lawyer and our otherwise broad network will assist you where necessary and can offer you the right support.

About ArbeidsletselAdvocaten

We are a team of personal injury lawyers in the heart of North Brabant. Our experienced specialists assist victims. Our lawyers understand that in addition to physical damage, an accident also has an emotional and financial impact. We therefore offer personal and professional support, straight from the heart. Our office is located in Tilburg. But for all North Brabant victims, we are also happy to come to your home. With us by your side, you will get the help you need to get your personal injury compensation justly compensated.

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